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This is the first in a series of joint articles by Adam Schachter (Houston Bankruptcy Lawyer) and David Bueno Martin (Counselor in Houston). Adam: I think financial stress could cause illness.  Most forms of stress have a negative impact on the psyche and the body. Financial stress is more insidious than other types of stress …

By Peter Bricks The majority of Chapter 7 debtors have secured debt in the form of either a car loan or a home mortgage. As such, they have to make the decision whether to reaffirm this debt during the case. Reaffirming in bankruptcy means you have the choice to get rid of the debt, but …

As a Woodstock, Georgia bankruptcy attorney, I’ve seen several instances where a debtor either filed bankruptcy and still immediately lost their home to foreclosure or wrongly assumed he could file bankruptcy to stop a foreclosure and then realized he could not. Both of these situations emerged only because the debtor had at least one previous …

By Peter Bricks In recent years, there has been a big emphasis on the amount of student loan debt we have as a nation. In 2012, student loan debt rose to $914 billion. Logically therefore, plenty of Chapter 13 debtors also have considerable student loan debt, which is categorized as general unsecured debt in bankruptcy. …

An Atlanta Area Attorney Discusses Debt Discharges In Bankruptcy Many of my clients come to my office in Atlanta or Jonesboro seeking relief under Chapter 7 or Chapter 13 bankruptcy only to learn that their biggest debt obligations are not going to be discharged. While bankruptcy allows most types of debts to either be discharged …