Nearly everyone who I consult about a bankruptcy asks me how does bankruptcy affect your credit score?  The question is obvious to ask...

Chapter 13 bankruptcy is an attractive option to many debtors, particularly those with either disposable income or significant equity...

While debtors obviously need to first examine the advantage of bankruptcy and then decide if they should even file bankruptcy or not,...

The means test for bankruptcy is used by the court to determine whether a debtor(s) has disposable income to pay creditors. Should the...

As we covered in a previous divorce blog, there are many factors to be considered by a person who is thinking about filing for bankruptcy...

The real estate bubble is one the primary culprits behind the rise in individual bankruptcy filings. Currently an astonishing 22.5% of...

Getting divorced is an emotional hardship. Often times, it is a financial hardship as well. In fact, financial trouble might have been...

To the question of whether can only one spouse declare bankruptcy, the answer is yes. However, it is important to delve into not only...

When most people hear someone is filing bankruptcy, they often think the debtor has virtually no assets to speak of. While that may be...

Bankruptcy is a federal law. As such, when someone files bankruptcy, they do so in federal court. That being said, there are plenty of...

Anyone who has filed for bankruptcy protection before often seeks comfort in knowing they are not alone in their financial situation....

One of the primary reasons people file bankruptcy nowadays is some kind of issue with the real estate they own. And when a debtor falls...

One of the questions on the Statement of Financial Affairs on your bankruptcy petition asks if you have paid any creditor more than $600...

Seemingly the most common reason people file bankruptcy today is due to real estate. Debtors who are behind on their mortgage are...

I am often surprised how many chapter 7 bankruptcy debtors who want to file bankruptcy just before a foreclosure sale to stop the sale,...

Yes, even bankruptcy attorneys recognize there are certain times when those in debt should not file bankruptcy. There have been plenty of...

The majority of people who file chapter 13 bankruptcy do not do so because they want to devise an orderly way to pay their unsecured...

Although no one wants to file bankruptcy, it is important that if someone is going to go through the process, he/she understands all the...

Contrary to some assumptions, debtors in chapter 7 bankruptcy do not have to turn in their vehicles, as a general rule. The most common...

Whether in a Chapter 7 or a Chapter 13 bankruptcy, a lender has the right to file a Motion to Lift Stay, to get at their collateral. This...