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Reaffirmation requires signing a document: Why your Statement of Intention is not binding
by Peter Bricks One of the most important decisions to make in your Chapter 7 bankruptcy is whether to reaffirm a secured debt, like a...

Peter Bricks
Nov 20, 20132 min read


When am I going to receive my Chapter 7 discharge?
The primary reason one files bankruptcy is to receive a discharge of debts. While some debts cannot be discharged, and others the debtor...

Peter Bricks
Aug 7, 20132 min read


Your Statement of Intention is Not a Reaffirmation Agreement
Part of the required documents for a Chapter 7 debtor to complete as part of a bankruptcy filing is the Statement of Intention. In the...

Peter Bricks
Jul 8, 20132 min read


Can Financial Stress Make You Ill?
This is the first in a series of joint articles by Adam Schachter (Houston Bankruptcy Lawyer) and David Bueno Martin (Counselor in...

Peter Bricks
May 6, 20133 min read


Cancel a Reaffirmation Agreement: Can You Change Your Mind After Signing the Papers?
By Peter Bricks The majority of Chapter 7 debtors have secured debt in the form of either a car loan or a home mortgage. As such, they...

Peter Bricks
Jan 30, 20132 min read


Will Filing Bankruptcy Always Stop the Sale of Your Home?
As a Woodstock, Georgia bankruptcy attorney, I’ve seen several instances where a debtor either filed bankruptcy and still immediately...

Peter Bricks
Dec 16, 20122 min read


Student Loan Debts in Chapter 13: Are you allowed to pay them?
By Peter Bricks In recent years, there has been a big emphasis on the amount of student loan debt we have as a nation. In 2012, student...

Peter Bricks
Nov 8, 20122 min read


Debts That Aren’t Dischargeable in Bankruptcy
An Atlanta Area Attorney Discusses Debt Discharges In Bankruptcy Many of my clients come to my office in Atlanta or Jonesboro seeking...

Peter Bricks
May 8, 20122 min read


Establishing a Special Needs Trust
A Jonesboro, GA Estate Planning Attorney Discusses Establishing A Special Needs Trust As an Atlanta area estate planning attorney, it’s...

Peter Bricks
May 8, 20122 min read


Married couples and Severing Bankruptcy Cases
In many cases married debtors choose to file for bankruptcy together. There are many advantages to filing together. Many married...

Peter Bricks
Apr 24, 20122 min read


Your Rights Under the Fair Debt Collection Practices Act
As a bankruptcy attorney in Cumming and Jonesboro, GA, my clients often come to me with horror stories of various humiliations that...

Peter Bricks
Apr 20, 20122 min read


Double Bankruptcies: Declaring Bankruptcy Twice
While many Georgia residents are trying to avoid their first Chapter 7 or Chapter 13 bankruptcy for various personal reasons, some are...

Peter Bricks
Apr 20, 20122 min read


Chapter 7 is Not the Mulligan Chapter: Why You Can’t Always Dismiss Your Bankruptcy Case
This article was written by Peter Bricks, a Cumming Georgia bankruptcy attorney Everyone wants a do over in life sometimes. In Chapter 7...

Peter Bricks
Apr 5, 20122 min read


1099 cancellation of debt consequences and bankruptcy: Do you now owe taxes on all that debt you dis
Many debtors who filed bankruptcy and received a discharge also receive a 1099 cancellation of debt from creditors whose debt they...

Peter Bricks
Feb 3, 20122 min read


Can I still be held liable if I did not reaffirm my debt?
I recently was approached by a former client who wanted to know how to deal with her former car financing company who was suing her for a...

Peter Bricks
Jan 12, 20122 min read


How to Prepare For Your 341 Creditor Meeting
This article provides practical advice that can help debtors prepare for a 341 creditor meeting that is part of the bankruptcy process....

Peter Bricks
Jan 10, 20123 min read


So my lender still has its lien even though I did not reaffirm my mortgage?
When a Chapter 7 debtor does not reaffirm its mortgage in the bankruptcy (and usually you probably do not want to reaffirm real estate),...

Peter Bricks
Dec 19, 20112 min read


Modifying a Chapter 13 Plan Payment: Can It Be Done After Confirmation?
Surprises in life are bound to happen, particularly over any 36-60 month period. That is why debtors are not always completely bound by...

Peter Bricks
Nov 15, 20112 min read


How Does Life Insurance Help Me in Bankruptcy?
Life insurance can play an important role in bankruptcy, just as it can in life. Outside of bankruptcy, life insurance is a vital means...

Peter Bricks
Oct 5, 20113 min read


Facing Foreclosure After Chapter 7 Discharge: Check Your Case Docket First
I recently encountered two debtors with a similar problem, but with one crucial distinction. Both people had filed Chapter 7 bankruptcy...

Peter Bricks
Oct 4, 20112 min read
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